Terms of service

Website Terms and Conditions

This site is managed by Victor Insurance Italia s.r.l. (“Victor Italia”) which is authorized and regulated by IVASS.

Access to and use of the site are governed by these terms of use (“Terms”) that we ask you to read.
By accessing the site users (“the user” or “users”) agree to be bound by the terms, including the privacy policy of Victor Italia.

The user who does not accept these terms is requested not to access the site and not to use it.

Terms of Use

While Victor Italia has made all reasonable effort to ensure that the information on this website was correct at the time of inclusion, you should be aware that Victor Italia accepts no responsibility if the information is incomplete, inaccurate or out of date.

Except as expressly provided for on this website, Victor Italia is not responsible for the content or use of any web pages or any messages sent or received by you.

Any comments posted on Victor Italia content or through participation in a Victor Italia discussion forum or chat room should not be considered as reflecting the opinion of Victor Italia.

All present and future copyright, trademarks, and other intellectual property rights relating to this website are vested in Victor Italia and its licensors. You acquire no rights in the website other than the limited right to use the website in accordance with these Terms. You agree to protect the proprietary rights of Victor Italia and its licensors and agree to promptly notify Victor Italia in writing (contact details below) upon becoming aware of any unauthorized access or any use of the website that infringes upon any proprietary rights.

You are permitted to print or download information and content from this website only for your own personal non-commercial use or for the non-commercial use of your organization. You may not offer for sale or sell or distribute over any medium any part of this website or its content. You may not make any part of the website available as part of another website, whether by hyperlink framing on the Internet or otherwise unless you have been authorized to do so in writing by Victor Italia. To apply for authorization, you must either e-mail or write to Victor Italia  (contact details below) with the following details: (a) your name or the name of the technical contact responsible for the link(s); (b) the name of your company; (c) the email address and telephone number for you or the technical contact responsible for the link(s); and (d) the website address(es) where the link(s) to the Home Page will appear. You may not use the Victor Italia name or misuse the Victor Italia brand in any way, such use or misuse to be determined solely at the discretion of Victor Italia.

You agree to be accurate and/or genuine in any comments you leave on any Victor Italia content or when you participate in a Victor Italia discussion forum or chat room.

You shall not use this website for any illegal purposes and in particular you agree that you shall not send, use, copy, post or allow any posting which is defamatory or obscene or which is abusive, indecent or in breach of the privacy of any person. You agree not to infringe the intellectual property rights (for example copyright, trademarks or database rights) of others. You agree not to send any unsolicited promotional or advertising material, spam or similar materials or any volume messages which may interfere with the operation of this website or with the enjoyment of this website by other visitors.

The information acquired will be treated confidentially and will not be disclosed, except in accordance with the privacy policy. In the normal course of carrying out the services for our customers, the information can be shared within the Marsh & McLennan Companies Group (“MMC”) and may be used for research, statistical and crime. Information can be transferred to any country, including countries outside the European Economic Area, for various purposes and for systems administration. The data may also be used to provide our customers with information on products and services that we believe may be of interest. We are committed to using personal data (names, addresses, or other information relating to individuals), provided by our customers, for to package insurance coverage and other services for customers, provided that the subjects to whom the data refer have been informed of the reason for which such data were requested and the fact that it may be disclosed to third parties, such as the MMC group

Victor Italia reserves the right at any time and without notice to enhance, modify, alter, suspend or permanently discontinue all or any part of this website and to restrict or prohibit access to it.

You hereby agree to indemnify Victor Italia against any costs, claims, losses and damages (including legal fees) incurred by or awarded against Victor Italia as a result of your misuse of this website or your breach of these Terms.

While this website may provide links to other websites, Victor Italia has no control over such sites. Victor Italia cannot accept any liability for the accuracy or otherwise of any content or the security of any activity carried out on other such sites. Your use of such sites is at your sole risk.

If you are in breach of these Terms, Victor Italia may as its option, suspend your access to this website and refuse to provide you with any further access to it.

This website is provided to you free of charge without any warranties or guarantees unless specifically stated and Victor Italia  accepts no liability to you (except in the case of personal injury or death caused by its negligence or for fraud) whether in contract, tort (including negligence) or otherwise, arising out of it in connection with this website. Your sole remedy is to discontinue using this website. Victor Italia’s liability shall not be limited in the case of death or personal injury directly caused by Victor Italia’s negligence.

These Terms may be amended by Victor Italia from time to time. Your use of this Website following such changes constitutes your acceptance of these changes.

These Terms and the content of this website are governed by Italian law whose Courts shall have exclusive jurisdiction.

Any questions or enquiries which you have in relation to this website or in relation to Victor Italia should be sent via our info@victorinsurance.it, or Victor Italia, Via Calabria 31, 20158 Milano